DirectID provide bank transaction data to drive better credit and risk decisions platform.

Our capability uses open banking and open finance technology to help you understand your customers throughout the entire credit risk lifecycle

By using the DirectID platform our customers have increased conversion (~45% increase) through faster decisioning and reduced costs (days to seconds), while providing the end-users with the convenience we all now demand.

Today DirectID powers some of the world's biggest brands from banking, consumer and SME lending through to the gig economy.

As your trusted partner, our focus is to deliver value from bank data, to understand your challenges and provide the support you need, when you need it.

DirectID’s platform provides global access to bank data through over 13,000+ connections across 65 countries supporting access to over 1.5bn people through one simple integration. Our insights provide solutions to common lending questions such as affordability, income verification, expense categorisation, cash flow, emerging financial distress, and more, and are all available directly or through the platform itself.

The business is authorised by the FCA to provide AISP (Account Information Service Provider) services.

DirectID's Global Credit Risk Platform

by The ID Co. Limited