IN-D Income Verification and Analysis

As the mortgage/life insurance industry continues to face a challenging market, it’s more important than ever to be able to serve a wider array of customers. With the rise of non-traditional work and work schedules, more and more customers no longer fit the mold prescribed by the regulations/standards. Lenders need to estimate and verify applicant income to manage risk, determine exposure limits and assess ability to pay. But the process is too heavy and slow. Eliminate manual data entry and get to the real work of financial analysis and understand your clients better and faster, down to every transaction line item with us.

IN-D Income Analysis helps you to analyze and verify applicant's Income, manage risk, exposure limits and assess credibility with an AI assisted automated underwriting system that includes auto-recognition of income docs, template-agnostic capture of data from scanned or printed documents, comprehensive analysis, consistency checks, and reconciliation of information across documents.

Features

Nature of Cash Flow - Get insights on monthly financial analytics & NSF Incidents of the applicant

100% Accurate Data - AI/ML plus our unique Human in the loop concept helps us achieve nearly cent percent accurate information

Document Forensics - Performs pixel level analysis & detect data manipulation by applying cutting edge AI techniques and complex algorithms

Missing Pages/Transactions - Table reconstruction & Running balance check techniques could help you detect manipulated or missed data in the document

Inconsistent/ Invalid Data - Detects anomalies in header info and match similarities as an additional layer of authenticity check

Testimonials

IN-D speeds up our underwriting process without a compromise in the accuracy and comprehensiveness enabling us to scale our business with ease.

- Head of Underwriting from one of the leading life insurer in India

As an ISO27001:2013 certified organization for information security that also works with global financial institutions in sensitive areas like digital identity, IN-D.ai ensures your peace of mind with safe, secure, and automated accounts payable processes.