ClearBank Agency & Embedded Banking Solution
by ClearBank
Embedded Banking and Agency Banking Infrastructure
Cloud-native and API-powered
Through our banking licence and innovative financial technology, we enable financial institutions to offer secure accounts, clear payments and enhance their banking propositions for their customers.
Payments in real-time, every time
Unlock safe and secure, real-time payments that your customers can rely on. Gain indirect access to Faster Payments, Bacs, CHAPS, Cheque and Credit Clearing in the UK. Access T2, SEPA Credit Transfer and SEPA Instant in Europe*. You’ll have all the benefits of being a direct scheme participant, without the upfront and ongoing costs.
Secure accounts suited to your needs
Easily open and manage multiple accounts for your business and your customers. Whether you’re looking for an operating, safeguarding, client money or multi-currency account in a real or virtual structure, we’ll work with you to see what suits you best. Funds are held securely at the Bank of England and the European Central Bank.
Bank collaboration without the competition
We work alongside you – never against you. We care about your customers without competing for them, helping you power your solution instead. There’s no customer overlap, just our tech helping you achieve your growth goals faster.
Why ClearBank tech?
Secure in the cloud
Powered in Microsoft Azure Cloud, our financial-grade API is backed by a zero-trust approach meaning clients can feel confident in their connection.
Simple and scalable
Our clients only integrate with a single, unique API for all ClearBank products. And our API is highly scalable – so as our client’s customer base grows, we grow with them.
Real-time communication
We send real-time notifications of account and transaction activities, all done from tried-and-tested webhooks.
Optimised for the future
Multizone architecture from Microsoft means we’re not limited to scheduled windows so we can constantly improve and release new features – ensuring our products are built for the future. Our API is compliant with ISO 20022.
*SEPA Credit Transfer and SEPA Instant coming soon