SymbioSys Sales Tool-as-a-Service is a comprehensive sales enabler that empowers producers to manage end-to-end sales process from Lead-Activity to Collateral Management, Financial Need Analysis, Product recommendation, Sales Illustration, e-Application including documents & Signature capture, field underwriting & payment processing on a hand-held device in both online & disconnected mode. Its unique diﬀerentiators are extensive conﬁgurability, widest OS support, maximum offline capabilities that includes oﬄine ﬁeld-underwriting for quick sales closure, with proper controls. The Standard/Sub-standard decision is given on the field with an ability to load the cases automatically using in-built underwriting engine, calculates risk premium and generates counter offer for customer approval.

It is a one stop service that supports Life, Annuity, Pensions, Health products, in multiple languages & currencies. The field force can engage with the prospect either in-person or with physical distancing, thru customer collaboration offered thru this service.

SymbioSys Sales Tool has configured over 500 base plans, 1000+ riders & caters to the need of global insurance markets. It has generated 20+ million sales illustrations & processed 8+ million applications across 24 customers in 9 countries. It is powered by an inbuilt, highly configurable product configurator designed on the philosophy of no code, that offers the widest range of configurators. For few insurers, SymbioSys Sales Tool has enabled them to be 100% paperless.

SymbioSys Sales Tool-as-a-Service is designed for global insurance distribution needs & is proven with unique capabilities like:

Ability to quickly adapt to evolving business changes, products, channels & complex rules
Works on multiple platforms (Tablets/Laptops) and OS (Android/iOS/Windows)
Diverse front-end interactions, extended to diﬀerent User/ Channels/ POS/ Aggregators
Control access rights with purge ability of device data on deactivation
Context based application with seamless data sync during connectivity
Increased face time and Consultative selling thru Solvers to improve customer experience
Significant improvement in the STP rate
100% Reduction in the NIGO (Not-In-Good-Order) rates
Easily configurable Medical and Underwriting reflexive questionnaire
Handshake seamlessly with digital ecosystem with ready real time API interfaces

SymbioSys Sales Tool-as-a-Service

by C2L BIZ SOLUTIONS PVT LTD