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CreditBPO: AI-Powered Financial & Vendor Risk Analytics

by CREDIT BPO TECH INC.

Accelerate credit decisions and safeguard your supply chain—trusted by major banks and corporations.

Overview


Struggling with slow, manual credit reviews or hidden supplier risks?

Large enterprises, banks, and procurement teams face mounting pressure to make faster, data-driven decisions while reducing exposure to defaults and vendor failures. CreditBPO transforms raw financials and third-party data into instant risk ratings and red-flag alerts, so you can underwrite with confidence, protect receivables, and onboard suppliers in days—not weeks.


Key Modules


  1. Financial Condition Rating & Benchmarking

    • Quick assessments of financial health

    • Peer-group benchmarks for contextual insights


  1. Enhanced Loandex Dashboards for BAP Members

    • One-click credit history and exposure analytics for BAP members

    • Real-time insights for faster decision-making


  1. Premium Vendor Accreditation Report

    • Comprehensive due diligence for vendors

    • Aggregates court case checks, trade references, earnings manipulation detection, and probability of default analytics


Features & Benefits


  • Enterprise-Grade POCs: Matches internal risk models of top banks-- proven accuracy at scale.

  • Enhanced Loandex Integration: One-click credit insights for BAP bank members.

  • Faster Decisions: AI-driven analysis cuts review time from days to minutes.

  • Holistic Insight: Combines financial metrics, legal checks, trade references, and industry benchmarks.

  • Scalable for All: From SMEs to multi-billion-peso corporations—consistent, reliable assessments.

  • Secure & Compliant: Hosted on Microsoft Azure with AES-256 encryption and ISO/IEC certifications.
  • Trial & Proof-of-Concept: Free 14-day trial with a sample POC—no credit card required.


Use Cases


  • Procurement & Supply Chain: Vet suppliers with objective financial health checks to prevent project delays. Vendor Insights Report for vendor portfolio analysis.

  • Banks & Lenders: Automate SME and corporate loan underwriting—reduce non-performing loans by up to 30%.

  • Finance & AR Departments: Monitor customer health to proactively manage receivables and avoid bad debt.


Why CreditBPO?


  • Recognized & Trusted: Backed by industry accolades and proven local expertise. Microsoft AppSource Partner, Microsoft Highway to 100 Unicorns, Visa Ready fintech partner, and EU–Philippines Green & Inclusive Finance award. Certified Orange Bond verifier.

  • Market-Tested: POCs aligned 1:1 with the internal ratings of the Philippines’ largest banks.

  • Local & Global: Built in the Philippines, optimized for emerging markets—trusted by enterprises

  • End-to-End Platform: No manual gaps, no data silos.


About CreditBPO


CreditBPO is a Philippine-based AI-first fintech empowering financial institutions and corporate procurement teams with AI-driven financial analysis and vendor risk assessment. Our cloud-native platform turns complex data into clear, actionable insights—so you can make smarter, risk-informed decisions at enterprise scale.


At a glance

https://store-images.s-microsoft.com/image/apps.23688.dc127f14-20a6-4efb-8e7b-f8ac86047427.e4b75eab-cb3d-4850-b7af-42a735a86622.2f7a1f0b-e69b-4ec5-aea6-75f8222580ec
https://store-images.s-microsoft.com/image/apps.40706.dc127f14-20a6-4efb-8e7b-f8ac86047427.e4b75eab-cb3d-4850-b7af-42a735a86622.41fbf83a-b9d9-4e71-97f2-7cdc55cc825d